If you already have a mortgage on your property but wish to convert it to buy-to-let, it's important to speak to your mortgage lender. You're not allowed to move tenants into your property without your lender granting what is known as "consent to let".

Typically, contents insurance for landlords is only necessary where a property is furnished or part-furnished. Landlord insurance can also provide for other eventualities, such as rent protection cover if tenants fail to pay.

As part of the Treasury’s response to the COVID-19 outbreak in the UK, mortgage-holders have been able to apply for a mortgage payment holiday since March. The package has proven popular, with around 1.8 million people taking advantage of the option.

Whether your lease is just about to run out, your landlord is selling up or you’ve been planning a fresh start for a while, it really pays to do your research before picking a new rental property.

Right now, mortgage payment holidays are an excellent option for some borrowers. The coronavirus lockdown has led to some people losing their jobs, for example.

We are proud to be able to deliver our second phase of our development on Central Docks and Park Central looks fantastic next to Quay Central.

Property investors often have to deal with repairs and maintenance on their rental properties, but much of this is taken away with a new-build as the chance of appliances wearing out is significantly lower.

When you’re ready to invest, the costs involved in purchasing an investment property are similar to those involved when buying a home to live in, with a couple of added extras.

Learning about the factors to consider when investing in property or real estate , we can conclude that it involves lesser risks, and at the same time offers good expected returns.

Top savings goals for UK renters include saving for retirement (14%), spending money on their children (10%), buying a car (10%), and leisure activities such as going to the cinema or family days out (9%).

You must make sure the electrical system and any appliances provided are safe, and from July 2020 this may require a five-yearly check from a qualified person. For fire safety, you must provide fire extinguishers in an HMO, and provide smoke and carbon monoxide alarms.

According to the council’s Liverpool Local Plan, there are currently £14bn worth of regeneration projects on-site or in the pipeline, with billions worth of projects already completed.

Electrical Safety First has found that landlords are exposing themselves to significant financial risks, from fines and invalidated insurance, through not acting on their electrical safety obligations.

The new system will run alongside the existing EU Settlement Scheme (EUSS), which grants permission to qualifying EU citizens to stay in the UK after 30 June 2021 under settled or pre-settled status.

There are seven essential elements to investing in property that need to be considered before you take action. These include tenant demand, capital growth, achievable discounts and your exit strategy.

Liverpool is a thriving UK city full of opportunities and big plans for the future. If you are looking to start your property investment journey in 2020, the property market Liverpool offers is easily one of the best choices. With hundreds of statistics and a proven track record of property investment successes.

An Energy performance Certificate, or EPC, is required whenever a property is built, sold or rented, and must be obtained before a property can be marketed for sale or rent. It gives a property an energy efficiency rating from A (most efficient) to G (least efficient) and is valid for 10 years.

Over the past 12 months, the north’s housing market has fared markedly better than the south’s. In the year to December 2019, the north-west made by far the largest gains of 3.2%, while properties there took an average 68 days to sell.

One major factor influencing overseas investors right now is the depreciation of the sterling since the EU referendum in 2016.

Fractional sales (or buyer funded deposits) have been utilised heavily across the UK (but particularly in northern UK cities) over the last 5 years.