INSIGHTS
LATEST NEWS, UPDATES DEVELOPMENTS
AND INSIGHT FROM ROMAL
Mortgage Payment Holidays - Who Can Apply?
Right now, mortgage payment holidays are an excellent option for some borrowers. The coronavirus lockdown has led to some people losing their jobs, for example.
Wonderful news in challenging times - your home is ready!
We are proud to be able to deliver our second phase of our development on Central Docks and Park Central looks fantastic next to Quay Central.
Landlords In Lockdown
Inevitably there will be large numbers of tenants who will be unable to pay rent ‘as normal’ and hopefully they will contact their landlords to let them know their difficulties.
Reduce Stamp Duty To Help The Market
Stamp duty is a much-debated issue affecting the UK housing industry. Homebuyers must pay the tax on any property purchase above a certain level, with exceptions for first-time buyers.
Help For Renters During Lockdown
If you'll struggle to pay rent during the coronavirus outbreak you should speak to your landlord as soon as possible to let them know your situation and work out a repayment plan.
The Benefits Of Investing In A New-Build
Property investors often have to deal with repairs and maintenance on their rental properties, but much of this is taken away with a new-build as the chance of appliances wearing out is significantly lower.
Can I Afford An Investment Property?
When you’re ready to invest, the costs involved in purchasing an investment property are similar to those involved when buying a home to live in, with a couple of added extras.
3 Primary Factors To Consider When Investing In Property
Learning about the factors to consider when investing in property or real estate , we can conclude that it involves lesser risks, and at the same time offers good expected returns.
History Shows The Housing Market Can Be Surprisingly Resilient
The Bank has taken the step in an effort to “shore up” the economy as it struggles under the ongoing health crisis. Other central banks across the world have taken similar action.
The UK Interest Rates Are At An All-Time Low What Does This Mean For Investors Overseas
Now, with the ongoing health crisis, the global economy is coming under pressure. In the UK, interest rates are at an all-time low, making mortgage borrowing extremely cheap. Further to this, the pound is low against the dollar, which has been exacerbated by recent events.
What Can Landlords Do To Stop Void Periods In Buy-To-Let Properties?
Void periods can be the bane of many landlords’ lives. Now new research shows they’re becoming less of a problem, but there are still things you can do to avoid them.
Bank Of England Reduces Interest Rate To 0.25%
The base rate is the Bank of England's official borrowing rate - ie, what it charges other banks and lenders when they borrow money - and it influences what borrowers pay and savers earn. But interest rates have generally been at historic lows since the 2008 financial crash.
Spending Priorities Of Todays Renters
Top savings goals for UK renters include saving for retirement (14%), spending money on their children (10%), buying a car (10%), and leisure activities such as going to the cinema or family days out (9%).
The Cost Of Running A Buy-To-Let Property
You must make sure the electrical system and any appliances provided are safe, and from July 2020 this may require a five-yearly check from a qualified person. For fire safety, you must provide fire extinguishers in an HMO, and provide smoke and carbon monoxide alarms.
Liverpool - Investors Looking To Maximise Their Rental Returns In 2020
According to the council’s Liverpool Local Plan, there are currently £14bn worth of regeneration projects on-site or in the pipeline, with billions worth of projects already completed.
Landlords - Your Electrical Safety Obligations
Electrical Safety First has found that landlords are exposing themselves to significant financial risks, from fines and invalidated insurance, through not acting on their electrical safety obligations.
HMS Prince Of Wales Will Sail Into The City On Friday
Thousands are expected to line the Pier Head to see the 65,000 tonne warship when it docks at Liverpool Cruise Terminal this Friday 28th February. Nearly 13,000 free tickets to board the aircraft carrier were given away online within an hour of them going live.
Virgin Cruise Ship Scarlet Lady Arrives On Liverpool Waterfront
The epic Virgin Voyages cruise liner is visiting Liverpool today before heading to New York. The 2,700 passenger luxury liner is set to arrive into Liverpool Cruise Terminal at around 10am, depending on the weather.
Will The New UK Immigration Law Affect You Or Your Tenants?
The new system will run alongside the existing EU Settlement Scheme (EUSS), which grants permission to qualifying EU citizens to stay in the UK after 30 June 2021 under settled or pre-settled status.
International BeatleWeek 26th –1st September 2020
The Beatles were important because they challenged and raised up the scenes around them. Coupled with the in-house songwriting (and quality, meaningful songwriting too!) and the adaptation with culture and different genres, they did so much to advance pop/rock/psychedelic music in their time.